Part time students can apply for a means tested part time maintenance loan from Student Finance England. This mainteannce loan is used for your living costs. This loan is means tested, so the amount you receive is partially based on your household income and whether you choose to live in your own home or in your parental home.
As a part-time student the amount of maintenance Loan available to you will also be based on your intensity of study which is worked out from how many modules you take. As a part time student you can study between 2 to 5 modules per academic year. The table below shows how much you may be entitled to in 2024/25.
Household income |
2 modules |
3 modules |
4 or 5 modules |
up to £25,000 |
£2,557 |
£3,406 |
£5,114 |
£30,000 |
£2,374 |
£3,163 |
£4,749 |
£35,000 |
£2,192 |
£2,919 |
£4,383 |
£40,000 |
£2,009 |
£2,676 |
£4,018 |
£45,000 |
£1,826 |
£2,432 |
£3,652 |
£50,000 |
£1,643 |
£2,189 |
£3,287 |
£55,000 |
£1,461 |
£1,945 |
£2,921 |
£60,000 |
£1,278 |
£1,702 |
£2,556 |
£65,000 + |
£1,192 |
£1,587 |
£2,384 |
Source: SFE Student Finance Calculator
Repaying your loan
Repayments will be 9% of any income above £25,000, so the amount you repay each month will depend on your earnings. Examples of monthly repayments for loans covering tuition and living costs:
Salary |
Monthly Repayments |
£25,000 |
£0 |
£30,000 |
£37 |
£35,000 |
£75 |
£40,000 |
£112 |
Repayments will be deducted automatically from your pay packet. All outstanding repayments will be written off after 40 years